GENERAL DISCLAIMER

Last Updated: November 3, 2025

Thank you for visiting GetGoatCoverage.com, operated by DigiMktg Co. LLC. Before you proceed, please read the following disclaimer carefully. By accessing and using this website, you agree to be bound by the terms and conditions outlined in this disclaimer. If you do not agree with any part of this disclaimer, please do not use this website.

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NOT AN INSURANCE COMPANY OR LICENSED AGENT

IMPORTANT: GetGoatCoverage.com and DigiMktg Co. LLC are NOT an insurance company, insurance agency, or licensed insurance agent/broker. We operate as an insurance lead generation and comparison platform that connects consumers with third-party insurance providers, agents, and companies.

We do not:

Sell insurance policies directly
Underwrite insurance coverage
Bind coverage or issue policies
Act as your insurance agent or representative
Have the authority to modify or cancel policies

All insurance products, quotes, and policies are provided by licensed third-party insurance companies and agents. Any insurance coverage, terms, rates, or benefits are subject to the underwriting guidelines and approval of the respective insurance provider.

NOT PROFESSIONAL OR INSURANCE ADVICE

The information provided on this website is for general informational and educational purposes only and does not constitute professional insurance, financial, legal, or tax advice.

You should NOT rely solely upon the information provided on this website for making insurance or financial decisions. The content on this site:

Is not a substitute for professional consultation with licensed insurance agents, financial advisors, attorneys, or tax professionals
May not reflect your specific circumstances, needs, or risk profile
Should not be used as the sole basis for purchasing insurance coverage
Does not create an agent-client, advisor-client, or attorney-client relationship

ALWAYS consult with qualified, licensed professionals regarding your specific insurance needs, coverage requirements, and financial situation before making any insurance purchase decisions.

QUOTES, RATES & PRICING DISCLAIMER

Insurance quotes, rates, premiums, and pricing information displayed on this website are estimates only and are subject to change. Please understand:

Quoted rates are NOT guaranteed and may vary based on underwriting
Actual rates depend on numerous factors including your personal information, credit score, driving record, claims history, location, coverage selections, and other underwriting criteria
Rates shown are for illustration purposes and may not reflect current market rates
Final pricing can only be determined by the insurance provider after full underwriting review
Quotes may expire and are typically valid for a limited time period
Coverage availability and eligibility vary by state, provider, and individual circumstances

You must submit a complete application and undergo underwriting review to receive an actual, binding insurance quote from a licensed insurance provider.

ACCURACY OF INFORMATION

We make every reasonable effort to ensure the accuracy, completeness, and reliability of the information presented on this website. However, we make NO representations or warranties of any kind, express or implied, about:

The accuracy, reliability, suitability, or availability of any information, products, services, or related graphics contained on this website
The completeness or current status of information about insurance products, coverage options, or providers
The accuracy of quotes, rates, or premium estimates
The availability of specific insurance products or coverage in your area

Insurance products, coverage options, terms, conditions, rates, and availability are:

Subject to change without notice
Determined by individual insurance providers
Governed by state-specific regulations
Subject to underwriting approval

Any reliance you place on information found on this website is strictly at your own risk. We strongly encourage you to verify all information directly with licensed insurance providers before making any purchase decisions.

LEAD SUBMISSION & DATA SHARING

By submitting your information through our website (including but not limited to quote requests, contact forms, comparison tools, or calculators), you understand and agree that:

Your information will be shared with third-party insurance companies, agents, brokers, and marketing partners
You may be contacted by multiple insurance providers via phone, email, text message, or mail
We may receive compensation (commissions, fees, or referral payments) when you submit information or purchase insurance through our platform
You are providing express written consent to be contacted for marketing purposes
Submission of your information does NOT obligate you to purchase any insurance product
We are not responsible for how third-party insurance providers use, store, or protect your information once shared

For more information about how we collect, use, and share your data, please review our Privacy Policy and CCPA Notice.

NO GUARANTEE OF COVERAGE OR APPROVAL

Submission of a quote request or application through our website does NOT guarantee:

That you will be approved for coverage
That coverage will be available in your area
Specific rates, premiums, or pricing
Acceptance by any particular insurance provider
That you will qualify for advertised rates or discounts

Insurance coverage is subject to underwriting approval by the insurance provider based on their specific guidelines, eligibility requirements, and risk assessment criteria.

EXTERNAL LINKS & THIRD-PARTY CONTENT

This website contains links to external websites, including insurance company websites, partner sites, and third-party resources that are not provided, maintained, or controlled by DigiMktg Co. LLC.

We do NOT:

Guarantee the accuracy, relevance, timeliness, or completeness of information on external websites
Endorse, warrant, or assume responsibility for the content, products, services, or practices of third-party websites
Control the privacy policies or terms of use of external websites
Accept liability for any loss or damage arising from your use of external websites

The inclusion of any links does not necessarily imply a recommendation or endorsement of the views, products, or services expressed or offered by third parties. You access external websites at your own risk and should review their terms of use and privacy policies.

COMPARISON TOOLS & CALCULATORS

Any comparison tools, calculators, quote systems, or interactive features on this website are provided for informational and educational purposes only. Please note:

Results are estimates and not guaranteed to be accurate
Actual costs, coverage, and terms may differ significantly
Not all available insurance products, providers, or options may be included in comparisons
Featured or highly-ranked products may provide us with higher compensation
Tools may not account for all factors affecting your insurance rates or eligibility
Results should be verified with licensed insurance providers

These tools do not constitute an offer to sell insurance or a guarantee of coverage availability.

STATE-SPECIFIC REGULATIONS

Insurance products, coverage options, rates, and requirements vary significantly by state. Information on this website may not be applicable or available in all states.

Insurance is regulated at the state level
Coverage requirements, minimum limits, and available products differ by jurisdiction
Some insurance products or providers may not be licensed or available in your state
State-specific regulations may affect pricing, coverage options, and eligibility

You should verify the availability of any insurance product in your state and ensure compliance with your state’s insurance requirements.

LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, DigiMktg Co. LLC, its owners, officers, employees, agents, partners, and affiliates shall NOT be liable for any:

Direct, indirect, incidental, consequential, special, punitive, or exemplary damages
Loss of profits, revenue, data, use, goodwill, or other intangible losses
Damages resulting from your access to or use of (or inability to access or use) this website
Damages resulting from any conduct or content of third parties on or through this website
Unauthorized access to or alteration of your transmissions or data
Errors, mistakes, or inaccuracies in content or information
Personal injury or property damage resulting from your use of this website
Any bugs, viruses, or other harmful code transmitted through this website
Loss or damage arising from insurance coverage decisions based on information from this website
Actions or omissions of third-party insurance providers, agents, or partners

This includes damages arising from:

Reliance on information provided on this website
Inability to obtain insurance coverage
Denials of coverage or claims by insurance providers
Disputes with third-party insurance companies or agents
Inaccurate quotes, rates, or pricing information
Changes in insurance products, terms, or availability

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.

INDEMNIFICATION

By using this website, you agree to indemnify, defend, and hold harmless DigiMktg Co. LLC, its owners, officers, employees, agents, partners, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising from:

Your use of or inability to use this website
Your violation of this disclaimer or any applicable laws or regulations
Your violation of any rights of another party
Any information you submit through this website
Your interactions with insurance providers or third parties contacted through this website

NO WARRANTIES

This website and all information, content, materials, products, and services included on or otherwise made available to you through this website are provided on an “AS IS” and “AS AVAILABLE” basis.

DigiMktg Co. LLC makes NO warranties or representations of any kind, whether express, implied, statutory, or otherwise, including but not limited to:

Warranties of merchantability, fitness for a particular purpose, or non-infringement
Warranties that the website will be uninterrupted, secure, or error-free
Warranties regarding the accuracy, reliability, or completeness of content
Warranties that defects will be corrected
Warranties regarding the results obtained from using the website

TESTIMONIALS & REVIEWS

Any testimonials, reviews, case studies, or user experiences displayed on this website represent individual experiences and opinions. Please understand:

Results and experiences may vary significantly between individuals
Testimonials do not guarantee similar results for all users
Insurance rates, coverage availability, and outcomes depend on numerous individual factors
Some testimonials may be from users who received compensation, incentives, or free services
We do not guarantee you will achieve similar results or outcomes

AFFILIATE RELATIONSHIPS & COMPENSATION

DigiMktg Co. LLC may receive compensation, commissions, fees, or other remuneration from insurance providers, agents, brokers, and other third parties when:

You submit your information through our website
You request quotes or contact insurance providers through our links
You purchase insurance products through providers we recommend or feature
You take other qualifying actions through our platform

This compensation may influence:

Which insurance providers are featured or recommended
The placement, order, or ranking of insurance products
Which products receive “featured” or “editor’s choice” designations

For full details about our compensation and affiliate relationships, please review our Affiliate & Advertising Disclosure.

CHANGES TO THIS DISCLAIMER

We reserve the right to modify, amend, update, or replace this disclaimer at any time without prior notice. Changes will be effective immediately upon posting to this website.

Material changes will be reflected in the “Last Updated” date at the top of this page. Your continued use of this website after any changes constitutes acceptance of the revised disclaimer.

We encourage you to review this disclaimer periodically to stay informed of any updates.

SEVERABILITY

If any provision of this disclaimer is found to be unlawful, void, or unenforceable by a court of competent jurisdiction, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

ENTIRE AGREEMENT

This disclaimer, together with our Terms of Service, Privacy Policy, CCPA Notice, and Affiliate & Advertising Disclosure, constitutes the entire agreement between you and DigiMktg Co. LLC regarding your use of this website.

GOVERNING LAW & JURISDICTION

This disclaimer shall be governed by and construed in accordance with the laws of the State of Illinois, United States, without regard to its conflict of law provisions.

Any disputes, claims, or controversies arising out of or relating to this disclaimer or your use of this website shall be subject to the exclusive jurisdiction of the state and federal courts located in Pike County, Illinois, United States.

CONTACT US

If you have any questions, concerns, or requests regarding this disclaimer, please contact us:

Company: DigiMktg Co. LLC
Website: https://getgoatcoverage.com

Online Contact Form:
https://getgoatcoverage.com/contact

Email – Legal & Compliance:
team@getgoatquote.com

Mailing Address:
DigiMktg Co. LLC
Attn: Legal/Compliance Department
P.O. Box 185
Ursa, IL 62376
United States

ACKNOWLEDGMENT

By using GetGoatCoverage.com, you acknowledge that you have read, understood, and agree to be bound by this General Disclaimer and all other terms, policies, and agreements posted on this website.