Bristol Tennessee landmark sign donated by the gas company in 1910

Bristol, Tennessee

In Bristol, drivers with clean records who switch insurers every 2–3 years save up to 24% — because companies raise rates on long-term customers who never check for new quotes.

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Lakeville Minnesota water tower overlooking the town and neighborhood landscape

Lakeville, Minnesota

Lakeville residents who raise their auto deductible from $500 to $1,000 save up to 21% annually — one of the highest deductible-switch savings ranges in the Midwest.

Hattiesburg, Mississippi

Nearly 1 in 3 renters in Hattiesburg have no renters insurance — even though the average policy costs under $14/month and covers theft, fire, and liability.

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Sherman, Texas

Small business owners in Sherman can reduce general liability insurance costs by 15–20% just by comparing three or more providers instead of accepting the first quote.

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Moorhead, Minnesota

In Moorhead, drivers who bundle auto + home insurance pay up to 19% less than those who keep separate policies, but over half of households still buy standalone coverage.

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Bentonville, Arkansas

Homeowners in Bentonville save an average of 10–12% on premiums when they install a monitored smoke + security system — one of the highest smart-home insurance discounts in the state.